Peace of mind

Life insurance is an integral part of successful financial planning, but one that is often overlooked. As attested by the sheer enormity of the insurance industry, the unexpected can and does happen. Life insurance is all about ensuring that your family can maintain the same standard of living if you were to die prematurely. If the income and security you provide for your loved ones were to suddenly come to a halt, what would happen to them? How would they provide for their continuing living expenses? Of course, no one likes to consider their own mortality. But by dealing with this tough subject now, the potential hardships that are incurred by not dealing with it until it’s too late can be avoided. Having the right insurance provides peace of mind. When you know you are properly insured, you are free from apprehension about the future, and able to focus your energy on living today.

Unpaid loans and mortgages, expenses of lifestyle, and future expenses such as child education are all things to consider when choosing the appropriate policy. We will help you ascertain what you need, so that you are covered but not over-insured, and find a solution that is custom fit to you. What the future holds can be unexpected but it doesn’t have to be unsure.

For expats working and living overseas, one of the most important considerations is access to proper medical care. While of course we all prefer not to think about emergency situations arising, it is vital to be prepared in the event of one. Medical Insurance is not just about the emergency of course, but also preventative care and peace of mind.

We are partnered with WilliamRussell- one of the world’s premier insurance providers for expats. Together we offer a wide variety of plans that range from the coverage of emergency room visits, to comprehensive outpatient care, all the way to extended well being benefits as well as the highest benefits for maternity and dental care.

Worldwide cover for individuals and families ensures that no matter where you are in the world, we are there to make sure you are provided for in the case that you or your loved ones need medical treatment. Peace of mind is essential during such stressful times, and that’s what we aim to provide.

You work hard to take care of your family. We work hard to take care of you.

Income Protection Insurance is a necessary item that relatively few pay attention to. While many of us have some form of medical or life insurance, there is a possibility that is often overlooked, and that is- what would happen if you were unable to work due to some illness or injury? Even assuming that the medical insurance covered your doctor’s bills, what about all of the other expenses? Utility bills, food, transportation, and all of the daily concerns that your income provides for can suddenly become burdensome if you were to become incapacitated and unable to return to work for an extended period of time.

IP Coverage offers a solution to the difficulties that can arise as a result of such a scenario.  It pays either a lump sum or as regular payments a percentage of gross annual income- usually up to 70%.

Many factors will affect the parameters of your policy- age, occupational risks, waiting period (before payment begins), benefit period (how long payments last), to name just a few. But helping you choose the policy that is right for you is what we are here for.

By nature of the word, an accident is something that happens by chance. But Chartercross can help you plan for the unexpected. Get protected today.